If you are a citizen any country of the European Economic Area (EEA), including Switzerland, you can apply for a European Health Insurance card (UK EHIC). If you then decide to visit any other participating countries, this great little card should be right at the top of your packing list, just next to your passport. The EHIC entitles you to take advantage of state provided healthcare while staying in these countries, for a reduced rate, and sometimes even for free. You will be covered for all emergency care, as well as any treatment you may require for pre-existing conditions such as diabetes. You must bear in mind that Europe is an incredibly diverse continent, and as such, health care varies greatly between nations. Always check ahead so you know what facilities you can expect to be at your disposal.
Luxembourg is an often forgotten little country that sits between Belgium, Germany and France. But don’t be fooled by its size; Luxembourg is a major player in business and banking, and as such is a centre for extravagance. Luxembourg also has one of the best health care set ups in Europe, which is largely public funded. You should not require any vaccinations to travel to Luxembourg and the tap water is safe to drink. The emergency services number in Luxembourg is 112.
Although Luxembourg is actually less than 1,000 square miles in area, hospitals and other health care institutions are fairly plentiful. It is estimated that there is one doctor per approximately 340 citizens, which is slightly better than in the UK. The standard of health care provided in Luxembourg is very high, and for this level of treatment you will almost always have to pay something. However, keep your receipts as you will be able to claim at least a part refund. If you need to be hospitalised, treatment is normally free, but you will have to pay a daily charge throughout your stay.
Being that Luxembourg is such a small country, you will never be too far from professional medical facilities. The transport infrastructure is excellent so you should have no trouble reaching hospitals or surgeries. It is estimated that around 605 of the citizens of Luxembourg speak English to some degree, so you will probably find that you can stumble by using your native tongue. German and French are also spoken widely, so they will come in useful if you can speak either language. It is highly recommended that you carry a phrasebook with you at all times, either in the local language of Luxembourgish, French or German. Ensure this book contains a good amount of medical language, especially if you have an underlying condition.
Don’t travel to Luxembourg without your European Health Insurance card tucked safely next to your passport. Your EHIC could save you a lot of hassle, and money off otherwise very expensive medical bills. If you know you’re covered, you can relax and enjoy everything this beautiful and historic country has to offer, from stunning countryside to breathtaking culture and architecture.